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Anne's Blog

Welcome to My New Blog!

Hello, I’m officially putting out the welcome mat to my blog! Step inside and have a visit of my home, the Northwest Suburbs of Illinois! I’m... 

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Common Closing Costs

The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier’s check.... 

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Home Loan Application Tips

10 Things a Lender Needs From You W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing... 

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10 Things to Take the Trauma Out of Buying a Home

Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that... 

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Buying Your Home

Common Closing Costs

The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier’s check. The title company or other entity conducting the closing will tell you the required amount for: Down payment Loan origination fees Points, or loan discount fees, you pay to receive a lower interest rate Appraisal fee Credit report Private mortgage... [Read more...]


Home Loan Application Tips

10 Things a Lender Needs From You W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan. Copies of one or more months of pay stubs from every person signing the loan. Copies of two to four months of bank or credit union statements for both checking and savings accounts. Copies of personal tax forms for the last two to three... [Read more...]


10 Things to Take the Trauma Out of Buying a Home

Find a real estate professional who’s simpatico. Homebuying is not only a big financial commitment, but also an emotional one. It’s critical that the practitioner you choose is both skilled and a good fit with your personality. Remember, there’s no “right” time to buy, any more than there’s a right time to sell. If you find a home now, don’t try to second-guess the interest rates or... [Read more...]


House Hunting Checklist

While your opinions on the type of home you want to own may change during the home buying process, use this easy checklist to help you prioritize and make the shopping process less time consuming. How close do you need to be to: (a) public transportation _______ (b) schools _______ (c) airport _______ (d) expressway _______ (e) neighborhood shopping _______ (f) other_______? What neighborhoods would... [Read more...]